DSCR Calculator

Run a DSCR scenario on your Texas rental.

Enter the property's qualifying rent and monthly housing expenses for an estimated debt service coverage ratio. Estimates only — qualification, calculation methods and program requirements vary by lender.

Your numbers

Monthly housing expense
$3,500
Estimated DSCR
1.14

This is an educational estimate, not a pre-qualification, pre-approval, credit decision or commitment to lend. Qualifying rent, expense calculations, documentation, property eligibility, reserves, rates and terms vary by lender and program.

Next step

Want to see your actual loan options?

Send the scenario over and Mike will review the property, the rent, and the documentation path — then walk you through what may be available.

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