State Licenses
Full transparency on where and how we are licensed to originate mortgage loans.
Loan Originator
Mike Keys · NMLS #2795829
Licensed as a Mortgage Loan Originator in Texas.
Sponsoring Lender
Responsive Mortgage, a Division of Gold Star Mortgage Financial Group · Company NMLS #3446
Gold Star Mortgage Financial Group is licensed in multiple states. Loans originated through Close With Keys are underwritten and funded by Gold Star Mortgage Financial Group.
Verify Our Licensing
All licensing can be verified through the NMLS Consumer Access database: View Mike Keys on NMLS ↗ · View Gold Star on NMLS ↗
State Licensing Disclosures
Programs, rates, and terms are subject to change without notice and may not be available in all states. Not all applicants will qualify. This is not a commitment to lend or an offer to enter into an interest rate or discount point agreement.
Texas Consumers: How to file a complaint — Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at sml.texas.gov.
A toll-free consumer hotline is available at 1-877-276-5550.
The department maintains a Recovery Fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the Recovery Fund must be filed with and investigated by the department prior to the payment of a claim.
Equal Housing Lender
We are an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, disability, familial status, or because all or part of an applicant's income is derived from any public assistance program.